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Now Health International: WorldCare Excel


Now Health International 

Product category:

International and expatriate health insurance for individuals


Package product


Product profile



Covers you for in-patient, out-patient and day-patient treatment at higher benefit levels. It also includes routine and complex dental care. 



UK expatriates aged 18 and above.




  • In-patient and day-case treatment

  • Day-case and outpatient surgery

  • Cancer treatment

  • Organ transplant

  • Acute medical conditions during pregnancy/childbirth

  • Evacuation and repatriation

  • Out-patient medical practitioner fees

  • Rehabilitation

  • Congenital disorders

  • Maintenance of chronic medical conditions

  • Routine dental treatment

  • Complex dental treatment
  • 24/7 medical information with Health at Hand

  • 24/7 emergency help with AXA Assistance


Not covered


  • Routine maternity care
  • Normal pregnancy and childbirth

  • Out-patient co-insurance charges

  • Direct billing 

  • Cosmetic surgery

  • Developmental disorders

  • Eating disorders

  • Experimental treatment and drugs

  • Eyesight tests

  • Hearing tests

  • Morbid obesity

  • Nursing homes, convalescence homes, health hydros and nature cure clinics

  • Genetic testing

  • Reproductive medicine

  • Routine examinations

  • Health screening

  • Second opinions

  • Sexual problems and gender re-assignment

  • Sleep disorders





  • Choice of currency

  • Range of excesses

  • USA elective treatment

  • Out-patient co-insurance charges

  • Direct billing 




Last updated: 29 January 2011 


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